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I would stay away. Too much competition from new balance, ASICS, gym shark Lulu lemon etc

Let me just bottomline this for you. Below is the 10 year annualized return of your primary holding (SCHD) INCLUDING all dividends, and all of the supposed “dividend growth” it has earned for the past 10 years, compared to a variety of other big, stable, low expense ETFs: -SCHD - 11.35% (your “dividend growth” fund) -SPY - 12.91% (SPDR S&P 500 Index Trust) -VUG - 15.21% (Vanguard Growth Index Fund) -IWF - 15.94% (iShares Russell 1000 Growth Fund) -QNEQ - 16.35% (Fidelity Nasdaq Composite Index) -VGT - 20.72% (Vanguard IT Index Fund) -XLK - 20.79% (SPDR Tech Sector Select Fund) -SMH - 27.91% (VanEck Semiconductor ETF) Based on the returns above, if you had all of your $171,000 in SCHD, in 10 years you’ll have $523,669 INCLUDING all dividends. If you put it in the best performer above (SMH) you would have $2,539,182. If you simply put it in the S&P 500 (SPY) you’d have $609,274 - 16.35% more than if you maintained your current strategy. So as you can see, you could have between tens-of-thousands to literally MILLIONS more dollars by dumping your “dividend growth” strategy. If you’re not at least matching the S&P (you’re not), perhaps the most stable, highly diversified stock market index that exists, then what’s the point??? You’re managing 30 holdings and doing all of these incredibly complex calculations, and you’re doing WORSE than if you just bought one fund and never thought about it again. I guess you wouldn’t have any content for your RUclips channel, but you’d have a lot more money and free time. And yes, I know your entire portfolio isn’t in SCHD, but it might as well be, because your overall yield is exactly the same (3.5%) and the stocks you own are mostly (if not completely) duplicative of that fund. If these figures don’t convince you that your strategy isn’t working, then nothing will. Good luck!

I promise you the only reason he sold his HP stock is cause they are being mad petty to his retail stores 😂

I’ve watched a few more of your videos and crunched your numbers, trying to understand your thinking. Now that I do, it’s clear that your whole strategy is actually based on capital appreciation (price growth), NOT dividend growth (an entirely meaningless metric) as you constantly claim. You might not think it is… but it is. Your premise is that so-called “dividend growth” stocks (a terrible misnomer) tend to increase in value, and as your portfolio appreciates, you’ll be paid dividends on a larger chunk of capital. The percentage yield will still be tiny, and less than you could get almost anywhere else, but a tiny percentage of more money is more money… so I guess that’s winning? Your obsession with “dividend growth”, however, makes absolutely no sense. It’s completely irrelevant, in fact. Why? Because when a company raises its dividend, it’s usually just to keep the yield roughly the same as it was. Sometimes the yield goes up a little, and sometimes it goes down (in some cases a lot, like Walmart, which went from 2.45% ten years ago to 1.39% today). What you call “dividend growth” is merely an accounting adjustment to maintain a relatively consistent yield. The only reason the stocks and funds you’ve chosen raise their dividends (in pennies, not percentages) is because their stock prices are increasing (slowly). If the price never goes up, the dividend never needs to be adjusted to maintain a consistent yield, which is why other companies don’t “grow” their dividends. But in either case, the YIELD stays roughly the same, so it’s entirely meaningless. Stock prices go up, inflation goes up, and the pennies they pay you quarterly go up, but nothing ACTUALLY changes, because the YIELD doesn’t go up. I don’t get how you can’t see that. Your “cost on yield” metric, which you seem to think is super meaningful, is a false premise. You calculate the dollars they pay you TODAY against the price you paid for the stock MANY YEARS ago. I don’t even think you’re inflation-adjusting your numbers. The simple fact is, ANY good investment increases in value over time, and as it does, you make gains from a larger pot of capital. There is nothing special about dividends in this regard! I bought Apple stock about 15 years ago for $7 per share. Today it’s at $190. In the past year, Apple has gone up 8.47%, which is approximately a $15 per share increase. If I used your silly “cost on yield” metric, It would tell me I’m making a 214% return! WOW!! But in REALITY, I’m obviously only making 8.47%. Do you see how ridiculous this is? By using this metric, you’re FOOLING YOURSELF into thinking you’re doing really well, when in fact, you’re not. The ENTIRE financial and investing industry judges performance by how much you make on your CURRENT balance, not your original balance (duh)! I can’t even imagine where you got this crazy idea from. Maybe some seminar trying to sell the idea of “dividend growth” stocks? Bottom line, the companies you’ve chosen to invest in appreciate more slowly than the overall market, and WAAAYYY more slowly than ACTUAL growth stocks. The fund that makes up half of your portfolio (SCHD) has increased in value 113% in 10 years. A popular S&P 500 fund (SPY) has gone up 178% in the same period. That’s a huge difference, but let’s look at some growth stocks: AAPL, one of the biggest and safest stocks there are, has gone up 786%. META is up 669%. GOOG is up 543%. TSLA is up 1,184%. The Nasdaq composite (QQQ) is up 403%. Sure, your fund pays you a 3.47% dividend, but that isn’t NEARLY enough to make up for its underperformance. Not to mention that SPY also pays a dividend of 1.34%, and QQQ pays .62%. I actually make about 4 times as much dividend income as you without even trying. I don’t even really think about it. It’s just a nice little bonus that shows up every quarter, but I would NEVER base my entire investing strategy around it, because if I did, I’d have a LOT less money. If I had been following your strategy over my 20 years of investing, my portfolio would be a small fraction of what it is today - at least half, if not less. You are missing out on SO MUCH potential growth, all for the peanuts these companies toss at you every 3 months. If you were being honest with your viewers (and yourself) you would clearly show your portfolio’s ANNUAL growth rate. You show a total dollar figure, which includes dividends, but you carefully avoid showing the time period. Why not be transparent and break it out for us? What is your portfolio’s growth year-to-date? What was ‘23… ‘22, and so on. I suspect you don’t show it because it’s not an impressive figure. I made 31% last year and am up 10% so far this year (and I’m not even including the $24k+ in dividends I make each year… because they don’t mean much). Anyway, I’m glad I thoroughly researched your strategy, and after doing so, I’m even more convinced than ever that it’s completely insane. You seem young, so there is still time for you to stop this nonsense and build a portfolio that will actually provide you a good retirement. I hope you do, but if you think this works for you… great. Good luck!

I would like to ask which broker account is the best to create for buying dividends and than reinvest it? Thx and great job 😍

the average growth should be company results growth, or dividend payment growth?? i don't get this.. when checking apple for example, dividend growth is around 4% yearly... so the fair price is super low.... thanks

for non-us, there is 30% withholding tax on dividends

WOW!

When i see his portfolio, most of the companies sucks , sad tgat people copy paste that trash portfolio

JEPQ. only ETF to buy

I bought 80 shares

Hey @Dividendology, On Yahoo Finance, the cash and cash equivalents are 111,256,000,000 but your model says 19,643,000,000. Whys is this?

can you make a tutorial about the reverse free cash flow method?

please share all your free documents etc thanks

How does the SEC allow a company to keep that secret?

paramount was a speculative investment by him. He said like blizzard, he thought someone was going to buy paramount for their IP. guess whoever he thought would, didn't.

gpt4o from ChatGPT can calculate forecasted price with one prompt using this method , I need to test it's results for accuracy though.

Does the displayed dividend yield of a dividend etf factor in the expense ratio of the fund?

you are the best, thank you for sharing this knowledge so freely

Hello, I have an answer How can you calculate your estimate dividend growth? For example for 2024 I did (dividend 2023-dividend2022)/ dividend2022)= estimate growth rate for 2024 Is this correct?

Damn buffet copying me at this point lmao feel honored 😂

Everybody likes Warrens Buffet’s investments, why not just invest in Brk.B ?

What do you think about KHC? Would love a break down of that

AAPL lacks a proper runway for maintaining profit levels. Yes, the people buying iPhones will keep doing it when they can. The level of fixed recurring revenue streams though is lacking. The ecosystem business Apple thrives on might not survive any economic downturn. I still cannot believe MSFT isn't his main tech holding. B2B is where it is at as it isn't easy moving out of the MSFT ecosystem. Look at the Office product alone and now as a recurring stream of revenue with little add-ons such as the AI space creeping in, you can see long runways for revenue and revenue growth. What is Apple's play for future growth that isn't being combated by other tech giants. AR? Good luck AAPL.

What are your thoughts on McKesson as a dividend growth investment?

Thabk you! I'm new to Patreon and was wondering could you share tips on how to best use tags?

I think he made a mistake reducing his Kroger position down to only $2 billion a while back.

Interesting. Thank you.

When the Oracle speaks or acts I absolutely listen. Thanks for the update and breaking things down!

You forgot about Drake

First

While I am watching this video just got a notification I got a dividend pay out... €0,25

Buck up the truck at $39~$40,long BTI,MO,PM,UVV,VGR!!!~

Unless this is in a tax deferred account you need to include taxes that are gonna eat up the dividends before they are reinvested.

Before 2022 I was making 35K a year in dividends. Several of my positions cut dividends, and I was over exposed with Russian based companies and a couple now bankrupt companies, so for 2023 and 2024 I am at 29K in dividends per year.

I would like to hear you talk about how to not get soaked in federal income taxes on income earned in a trust where ordinary income/gains starts at 37% at only about 14K in taxable income.

LOL! This just shows how ridiculous your obsession with dividend growth is. WHO CARES if the dividend grows each year for 50 years when, for example, Walmart is only currently paying 1.39%??! What good has 50 years of growth gotten you?? You aren’t even making half of inflation, so you’re actually losing a LOT of money each year. In fact, only 14 of these 53 companies are paying a yield higher than current inflation, and only 28 are paying more than the past 20 years average inflation (2.53%). So again… what is so great about dividend growth?? Can you please explain your thinking, because it seems completely insane to me. And btw, where on earth did you get the 10.53% yield for LEG?? Everywhere I look says it’s only paying 1.63%. And you say MMM is 6.63% but I see 2.67%.

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Hi there ! I am a 21 year old new to investing and was hoping you could help me out How much would I need to contribute each month in this scenario ?

USEA

So basically, if I chucked my entire savings account into this, and got nothing out of it for 40 years, I could pay 1/12 of this year's bills for free. wOrTh iT.

PFE has been around since 1849. I'm in "BUY BUY BUY" MODE.

500 or 69

I hold most of investments in a HSA or a Roth IRA… probably won’t live long enough to spend any of it later in life but at least my family will be better off from my hardworking and saving.

Sounds unrealistic.

I honestly think MSFT is getting too big for their own good and they are making stupid decisions recently like shutting down Tango Gameworks studio, even though their games received overwhelming positive reviews on Steam. It's like they are buying the competition and then shutting them down which is never good for end consumers.

One small point, but the Portfolio Cash is a fixed Cash Value and works out at about x% at the current Variable Portfolio Value, and not the other way round. The Dividends are fixed Cash Values and work out at about x% at the current Market Price, and not the other way round. Also, you didn't mention Income Tax on the dividends.

Good points on msft's upside, but it's ex-date was yesterday. Bummer. I was already geared up to add Allstate to my divi collection this week anyway.

One thing that always should be taken into account looking at long time yields is the fact that yields diminish by inflation. While the absolute number seems rather high and lovely, realistically the relative number in turns of purchase power is a little lower. That is not to say that the numbers are bad by any means. It's just to have a more realistic outlook as to what it REALLY means.

Can't do companies that do what kills customers